Preparing for Life’s Uncertainties
PROTECTION
We can't predict the future — but we can prepare for it.
Whether it’s protecting your family, your income, or your home, the right cover gives you peace of mind that you're financially secure, whatever happens.
At 20:20 Financial Planning, we help you build a protection plan that fits your life and your budget — so you can focus on living fully, knowing the people you love are looked after.
Start planning your protection
How can 20:20 Financial Planning help?
At 20:20, we believe protection is at the heart of responsible financial planning. It’s not about fear — it’s about foresight.
We’ll guide you through the options — life cover, income protection, critical illness — and help you understand how a loss of income through illness or redundancy might affect your retirement plans or how household costs could change after the loss of a spouse — so you can make confident, informed decisions about the right level of protection for your needs and budget.
Here’s how we help you feel secure for whatever life brings:
- Assess the impact of illness, accident, or loss on your financial security.
- Use detailed cashflow modelling to illustrate the effects of income loss.
- Explain options in plain English — life cover, critical illness, and income protection.
- Help you balance cover and affordability, so you’re protected without overpaying.
- Give you confidence that you’ve safeguarded your financial wellbeing.
20:20 Insights
Even a small protection plan can make a big difference.
Review your policies annually — life changes, and so should your cover.
“Naj has assisted me in setting up life insurance coverage and the service he offers is amazing, with no pressure or confusing jargon. Not only is he down to earth and great to talk with, but his wealth of knowledge (no pun intended) on financials and making money work for you are next to none. I've got no doubt that if you're considering working with Naj you'll not be disappointed.”
- Richard Walker, Senior Organic Acquisition Specialist
Protect your future, not just your finances
