Planning the retirement you want
PENSIONS & RETIREMENT
Retirement isn’t the end of something — it’s the start of a new chapter.
Whether you're dreaming of travel, time with family, or simply the freedom to live life on your terms, the right pension and retirement plan can make it happen.
At 20:20 Financial Planning, we help you look ahead with clarity and confidence — turning your vision for the future into a practical plan you can trust. From consolidating old pensions to managing your retirement income, we make sure your money works hard so you don’t have to.
Start planning your retirement
How can 20:20 Financial Planning help?
At 20:20, we go beyond the numbers. Together, we’ll explore what a fulfilling retirement looks like for you — then design a plan that brings it within reach.
We’ll align your pension investments with your personal goals and risk comfort, review your strategy regularly, and use cashflow forecasting to show your progress clearly. We have access to over 100 investment funds and some of the UK’s leading investment managers, giving you choice and confidence that your future is in expert hands.
Here’s how we help you plan the retirement you want:
- Tailor your retirement plan to your personal goals and values.
- Build a clear, tax-efficient investment strategy, aligned with your risk comfort.
- Review and adjust regularly so your plan stays on track.
- Use cashflow forecasts to visualise your progress and future income.
- Access a wide range of investment funds and expert portfolio managers through The Openwork Partnership.
Please note - the value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
20:20 Insights
Make sure you understand exactly what income your pensions could provide — and when.
A simple pension forecast can help you spot shortfalls early and make adjustments with confidence.
"Having asked Najinder to handle my pension accounts, I was really happy with the speed and professionalism of his actions. An initial meeting was arranged promptly and the advice my wife and I received was clear and helpful. The ongoing communication and advice has been excellent with regular updates and planning for future services. Very happy to recommend Najinder to anyone.
- Nic Fillingham, Technical Support Engineer
Start planning the retirement you deserve today
