Investment Planning
PERSONAL FINANCES
Modern investment planning is based on a goal you want to achieve, and is separate from retirement planning.
It might be that you are saving a deposit for a house, funding your children's education, or building up capital to start a business.
The first part of investment planning is working out your target sum and how much you can comfortably save on a regular basis. The next step is to determine the correct type of investment - this could be an ISA, Investment Bond or another product. Then we determine an investment strategy that is suited to your risk level, and balanced against the potential for growth.
"I have a love hate relationship with money. I know I need it… it’s awesome to have it… but I hate thinking about it. Having 20:20 doing all that thinking for me, and clearly showing me what to do better and why, takes all that burden away from me, so that I can focus on spending… or saving… depending on the month."
- Ross Thompson, Creative Director
Why do this? What are the benefits?
Exploring your options and then deciding on an investment plan, monitored in collaboration with an experinced advisor, increases your chances of achieving your objective.
How can 20:20 help?
At 20:20, before we talk to you about any technical details, we take you through a coaching process to rank your financial priorities. This is a great place to start, and helps motivate you to achieve your monetary objectives. Having your priorities listed in order helps build a growth mindset towards your finances, and reduces any feelings of being overwhelmed by them.
After the coaching process we will guide you to identify the correct investment vehicle and your personal investment strategy, based on your long-term and short-term financial goals.
- Start with a coaching process to rank your financial priorities.
- Helps motivate you to achieve your monetary objectives.
- Organising priorities builds a growth mindset and reduces overwhelm.
- Identify the correct investment vehicle after the coaching process.
- Develop a personal investment strategy based on long-term and short-term goals.
We are here to help you map out your financial future!
